About VividTimeline

From Spreadsheet to Simulation

VividTimeline started as a personal Excel spreadsheet with 2,371 formulas tracking every aspect of a financial plan: 7 account types, 38 financial moves, progressive tax brackets, Social Security timing, Roth conversion ladders, and bear market scenarios.

The spreadsheet worked, but it was fragile, impossible to share, and locked to one person's assumptions. So we rebuilt it as a web application, the same engine, now accessible to anyone who wants a clear picture of their financial future, not just another vague "estimate."

Built for People Who Want More Than a Guess

Most financial calculators ask for your age, savings, and expected return, then give you a single number. VividTimeline simulates your finances year by year, every tax bracket, every account, every move, so you can see exactly what happens when you change a strategy.

Toggle a Roth conversion and watch your tax bracket shift. Delay Social Security and see the crossover point. Stress-test with bear market returns. This is planning, not guessing.

Your Data Is Yours

All financial data is encrypted at rest and in transit. We never share, sell, or monetize your information. Our business model is subscriptions: we make money when you find the tool valuable enough to pay for, not by harvesting your data.

Contact

Questions or feedback? Reach us at support@vividtimeline.app